Brac Bank Credit Card Phrases And Circumstances
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The Cardholder undertakes to signal such further doc as could also be requested by the Bank once in a while to give effect to such project and switch. Information may be processed for the purposes of complying with relevant laws, together with anti-money laundering and anti-terrorism legal guidelines and rules and fighting crime and terrorism. This might require the disclosure of information to a Bangladeshi or abroad governmental or regulatory authorities or to another particular person we fairly assume needed for these functions.
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The Cardholder shall always make sure that the Card is stored in a secure place and can train each potential care to stop the Card from being lost or stolen. “Security” means the lien of any account/Fixed Deposit/Financial Instrument against which the card is issued . “Payment Due Date” means the date specified in the Statement of Account, by which date, payment of the Total Payment Due or the Current Balance or any part thereof or at least the Minimum Amount Due is to be made to the Bank. “Guarantee” means lien of any account/Fixed Deposit/financial instrument towards the issued Credit Card restrict. “Current Balance” means the whole debit balance which shall be debited to the Card Account excellent on the Card Account payable to the Bank in accordance with the Bank’s information on the date the Statement of Account is issued. “Cash-Limit” means the utmost amount of cash or equivalent of cash as defined or prescribed by BRAC Bank Limited, that the Credit Cardholder can use his/her Card Account.
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The Cardholder shall not record the PIN in any form in order to facilitate the PIN coming to the information of a 3rd party. BRAC Bank is authorized by the Cardholder for finishing up transactions and instructions authenticated by the PIN and shall not revoke the identical. If the Cardholder fails to watch the safety necessities, s/he might incur liability for BRAC Bank. BRAC Bank may, in its absolute discretion, concern a model new PIN on the existing Card.
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“Schedule of Charges” means the list of costs relevant for the providers provided on the Card. These charges are topic to modifications at the sole discretion of BRAC Bank Limited. However, such modifications in expenses may be made solely with prospective effect giving prior discover of 30 days to the Cardholder. “Electronic Banking Terminal” means any authorized terminal or gadget by which Card and/or PIN can be utilized. This contains ATM, Point of Sale terminal or e-Commerce by way of which Card transactions may be performed or some other licensed terminal or system connected to BRAC Bank digital banking system once in a while.
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“Credit Limit / Purchase Limit” means the maximum debit stability permitted by the Bank for the Card Account for the Primary and the Supplementary Card, if any and notified to the Primary Cardholder every so often. “Cardholder” means an individual whose name is in a Card Account and who is liable for all transactions and liabilities on the Card Account. It includes Primary and any Supplementary Cards. “Authorized Dealer” means a certified supplier as outlined within the Foreign Exchange Regulations Act 1947 as amended once in a while.
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